Retirement plan

403(B) THRIFT PLAN OF COLLABORATIVE EFFORT TO REINFORCE TRANSITION SUCCESS, INC

Name: COLLABORATIVE EFFORT TO REINFORCE T RANSITION SUCCESS, INC. - 403(B) THRIFT PLAN OF COLLABORATIVE EFFORT TO REINFORCE TRANSITION SUCCESS, INC (2017) Form 5500
Creator: COLLABORATIVE EFFORT TO REINFORCE T RANSITION SUCCESS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 403(B) THRIFT PLAN OF COLLABORATIVE EFFORT TO REINFORCE TRANSITION SUCCESS, INC, COLLABORATIVE EFFORT TO REINFORCE T RANSITION SUCCESS, INC.

COLLABORATIVE EFFORT TO REINFORCE T RANSITION SUCCESS, INC.EIN 01-0592853Plan #001PY 2017

1501 CASHO MILL RD STE 1 - NEWARK, DE 19711302-731-0301

Prospect flagsLow participationLow assets / participantLow fidelity bond

How to read this page

Total assets (EOY)

$57K

+73.4% from 2016

Total participants

+13.0% from 2016

Average account balance

$3,155

+73.4% from 2016

Annual return

16.64%

-42.89 pp from 2016

Benchmarks

See 32,058 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort32,058 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$400K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$21K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

172.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$40K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.77%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$829

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2L2G2F2S2T

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$3K

$142 / participant

Other / not subdivided$3K100.0%

% of EOY assets

5.746%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$3,155

$99,011-96.8%

$86,582-96.4%

$147,586-97.9%

Participation rate

65.2%

76.3%-11.1pp

73.5%-8.3pp

82.8%-17.6pp

Annual return

16.64%

1312.75%-1296.1pp

965.08%-948.4pp

578.59%-562.0pp

Employer contribution / active EE

$326

$3,132-89.6%

$2,839-88.5%

$4,876-93.3%

Participant deferral / active EE

$612

$3,972-84.6%

$3,609-83.0%

$5,439-88.7%

Admin fee / account holder

$181

$5,709-96.8%

$4,904-96.3%

$10,886-98.3%

403(B) THRIFT PLAN OF COLLABORATIVE EFFORT TO REINFORCE TRANSITION SUCCESS, INC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

403(B) THRIFT PLAN OF COLLABORATIVE EFFORT TO REINFORCE TRANSITION SUCCESS, INC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion