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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,427 | $106,749+56.8% | $145,433+15.1% | $82,448+103.1% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 21.10% | 27.59%-6.5pp | 66.58%-45.5pp | 41.64%-20.5pp |
| Employer contribution / active EE | $4,646 | $3,444+34.9% | $4,554+2.0% | $2,551+82.1% |
| Participant deferral / active EE | $9,806 | $6,519+50.4% | $7,897+24.2% | $4,139+136.9% |
| Admin fee / account holder | $2,239 | $8,390-73.3% | $13,129-82.9% | $7,234-69.1% |