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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,427 | $99,875+67.6% | $146,866+14.0% | $86,983+92.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 21.10% | 28.10%-7.0pp | 102.85%-81.8pp | 25.83%-4.7pp |
| Employer contribution / active EE | $4,646 | $3,224+44.1% | $4,425+5.0% | $2,584+79.7% |
| Participant deferral / active EE | $9,806 | $6,322+55.1% | $7,759+26.4% | $4,194+133.8% |
| Admin fee / account holder | $2,239 | $7,838-71.4% | $13,620-83.6% | $7,856-71.5% |