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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,427 | $106,864+56.7% | $147,318+13.6% | $82,637+102.6% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 21.10% | 27.49%-6.4pp | 70.43%-49.3pp | 53.51%-32.4pp |
| Employer contribution / active EE | $4,646 | $3,417+36.0% | $4,593+1.1% | $2,552+82.0% |
| Participant deferral / active EE | $9,806 | $6,496+51.0% | $7,906+24.0% | $4,126+137.7% |
| Admin fee / account holder | $2,239 | $8,415-73.4% | $13,708-83.7% | $7,339-69.5% |