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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,809 | $127,387-18.5% | $115,038-9.8% | $125,389-17.2% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -1.93% | 31.28%-33.2pp | 26.14%-28.1pp | 282.24%-284.2pp |
| Employer contribution / active EE | $1,186 | $5,166-77.0% | $4,608-74.3% | $4,866-75.6% |
| Participant deferral / active EE | $9,364 | $6,423+45.8% | $6,026+55.4% | $5,352+75.0% |
| Admin fee / account holder | $1,789 | $9,516-81.2% | $8,175-78.1% | $9,541-81.2% |