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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,013 | $138,075+6.5% | $123,552+19.0% | $135,379+8.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -4.99% | 153.70%-158.7pp | 119.20%-124.2pp | 519.79%-524.8pp |
| Employer contribution / active EE | $5,762 | $5,152+11.8% | $4,628+24.5% | $4,779+20.6% |
| Participant deferral / active EE | $10,251 | $6,800+50.8% | $6,426+59.5% | $5,609+82.8% |
| Admin fee / account holder | $1,650 | $10,917-84.9% | $9,285-82.2% | $10,828-84.8% |