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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,102 | $101,778-32.1% | $164,975-58.1% | $80,925-14.6% |
| Participation rate | 58.3% | 71.8%-13.5pp | 78.6%-20.3pp | 67.7%-9.3pp |
| Annual return | 16.90% | 16.73%+0.2pp | 70.12%-53.2pp | 35.65%-18.7pp |
| Employer contribution / active EE | $1,271 | $2,954-57.0% | $4,343-70.7% | $2,756-53.9% |
| Participant deferral / active EE | $3,425 | $4,477-23.5% | $6,033-43.2% | $4,299-20.3% |
| Admin fee / account holder | $8,909 | $8,221+8.4% | $12,688-29.8% | $6,940+28.4% |