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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,474 | $89,259-0.9% | $107,187-17.5% | $82,637+7.1% |
| Participation rate | 88.9% | 67.9%+21.0pp | 75.0%+13.9pp | 68.1%+20.8pp |
| Annual return | 18.40% | 21.02%-2.6pp | 204.55%-186.1pp | 53.51%-35.1pp |
| Employer contribution / active EE | $4,948 | $3,080+60.7% | $3,782+30.8% | $2,552+93.9% |
| Participant deferral / active EE | $5,955 | $4,037+47.5% | $5,096+16.9% | $4,126+44.3% |
| Admin fee / account holder | $13,094 | $7,381+77.4% | $9,162+42.9% | $7,339+78.4% |