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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,232 | $72,269-30.5% | $101,271-50.4% | $79,852-37.1% |
| Participation rate | 100.0% | 68.5%+31.5pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | 17.67% | 22.29%-4.6pp | 46.48%-28.8pp | 31.72%-14.1pp |
| Employer contribution / active EE | $7,850 | $2,692+191.6% | $3,660+114.5% | $2,471+217.7% |
| Participant deferral / active EE | $4,894 | $3,282+49.1% | $4,371+12.0% | $3,740+30.8% |
| Admin fee / account holder | $404 | $4,401-90.8% | $5,948-93.2% | $5,306-92.4% |