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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,553 | $78,694-12.9% | $67,652+1.3% | $125,389-45.3% |
| Participation rate | 54.5% | 78.8%-24.3pp | 75.7%-21.1pp | 83.2%-28.6pp |
| Annual return | -0.73% | 9.46%-10.2pp | 6625.40%-6626.1pp | 282.24%-283.0pp |
| Employer contribution / active EE | $758 | $3,044-75.1% | $2,266-66.6% | $4,866-84.4% |
| Participant deferral / active EE | $2,934 | $4,292-31.6% | $3,560-17.6% | $5,352-45.2% |
| Admin fee / account holder | $1,756 | $7,403-76.3% | $4,821-63.6% | $9,541-81.6% |