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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,892 | $124,346+26.2% | $111,308+41.0% | $167,536-6.4% |
| Participation rate | 57.1% | 79.6%-22.5pp | 77.3%-20.2pp | 82.1%-25.0pp |
| Annual return | 16.36% | 37.45%-21.1pp | 54.67%-38.3pp | 478.82%-462.5pp |
| Employer contribution / active EE | $1,603 | $3,437-53.4% | $2,732-41.3% | $4,839-66.9% |
| Participant deferral / active EE | $5,275 | $5,182+1.8% | $4,487+17.5% | $6,342-16.8% |
| Admin fee / account holder | $5,201 | $10,621-51.0% | $7,965-34.7% | $12,315-57.8% |