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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,892 | $124,336+26.2% | $111,303+41.0% | $167,518-6.3% |
| Participation rate | 57.1% | 79.6%-22.5pp | 77.3%-20.2pp | 82.1%-25.0pp |
| Annual return | 16.36% | 37.45%-21.1pp | 54.66%-38.3pp | 478.71%-462.4pp |
| Employer contribution / active EE | $1,603 | $3,436-53.4% | $2,731-41.3% | $4,838-66.9% |
| Participant deferral / active EE | $5,275 | $5,181+1.8% | $4,487+17.5% | $6,342-16.8% |
| Admin fee / account holder | $5,201 | $10,623-51.0% | $7,966-34.7% | $12,312-57.8% |