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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,421 | $81,668-7.6% | $58,507+28.9% | $139,487-45.9% |
| Participation rate | 100.0% | 61.3%+38.7pp | 50.9%+49.1pp | 80.3%+19.7pp |
| Annual return | 17.20% | 7430.07%-7412.9pp | 4252.32%-4235.1pp | 373.84%-356.6pp |
| Employer contribution / active EE | $3,099 | $1,398+121.7% | $1,053+194.2% | $4,755-34.8% |
| Participant deferral / active EE | $4,912 | $2,554+92.4% | $1,922+155.5% | $6,713-26.8% |
| Admin fee / account holder | $1,050 | $3,212-67.3% | $2,486-57.8% | $11,407-90.8% |