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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,896 | $108,285-33.6% | $77,552-7.3% | $158,982-54.8% |
| Participation rate | 100.0% | 64.4%+35.6pp | 54.2%+45.8pp | 82.0%+18.0pp |
| Annual return | 0.00% | 31.69%-31.7pp | 54.82%-54.8pp | 302.99%-303.0pp |
| Employer contribution / active EE | $3,444 | $1,325+159.9% | $987+249.1% | $4,763-27.7% |
| Participant deferral / active EE | $7,211 | $2,455+193.7% | $1,861+287.5% | $5,983+20.5% |
| Admin fee / account holder | $1,757 | $3,709-52.6% | $2,859-38.5% | $11,252-84.4% |