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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,889 | $110,629-7.0% | $80,784+27.4% | $167,553-38.6% |
| Participation rate | 100.0% | 64.0%+36.0pp | 54.2%+45.8pp | 82.1%+17.9pp |
| Annual return | 17.12% | 120.58%-103.5pp | 87.31%-70.2pp | 478.89%-461.8pp |
| Employer contribution / active EE | $3,597 | $1,543+133.1% | $1,160+210.0% | $4,840-25.7% |
| Participant deferral / active EE | $10,012 | $2,871+248.8% | $2,145+366.6% | $6,343+57.8% |
| Admin fee / account holder | $4,707 | $4,547+3.5% | $3,380+39.3% | $12,316-61.8% |