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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,370 | $142,354-82.2% | $125,529-79.8% | $155,188-83.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 74.7%+25.3pp | 80.8%+19.2pp |
| Annual return | 16.54% | 306.06%-289.5pp | 202.56%-186.0pp | 148.84%-132.3pp |
| Employer contribution / active EE | $92 | $3,501-97.4% | $3,058-97.0% | $4,248-97.8% |
| Participant deferral / active EE | $4,639 | $5,491-15.5% | $4,813-3.6% | $6,531-29.0% |
| Admin fee / account holder | $1,068 | $19,392-94.5% | $16,298-93.5% | $14,480-92.6% |