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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,982 | $125,184-83.2% | $105,607-80.1% | $145,884-85.6% |
| Participation rate | 86.7% | 77.6%+9.0pp | 75.3%+11.4pp | 80.3%+6.4pp |
| Annual return | 7.69% | 225.00%-217.3pp | 116.11%-108.4pp | 551.85%-544.2pp |
| Employer contribution / active EE | $1,923 | $3,720-48.3% | $3,167-39.3% | $4,662-58.7% |
| Participant deferral / active EE | $4,650 | $5,714-18.6% | $5,011-7.2% | $6,690-30.5% |
| Admin fee / account holder | $977 | $17,133-94.3% | $10,958-91.1% | $13,392-92.7% |