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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,068 | $118,488-87.3% | $98,462-84.7% | $139,487-89.2% |
| Participation rate | 100.0% | 77.5%+22.5pp | 75.2%+24.8pp | 80.3%+19.7pp |
| Annual return | 14.42% | 18.96%-4.5pp | 21.17%-6.8pp | 373.84%-359.4pp |
| Employer contribution / active EE | $2,347 | $3,611-35.0% | $3,049-23.0% | $4,755-50.6% |
| Participant deferral / active EE | $6,223 | $5,393+15.4% | $4,738+31.3% | $6,713-7.3% |
| Admin fee / account holder | $626 | $13,868-95.5% | $8,875-93.0% | $11,407-94.5% |