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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,240 | $232,540-68.5% | $185,117-60.4% | $147,586-50.4% |
| Participation rate | 63.6% | 82.4%-18.7pp | 77.3%-13.6pp | 82.8%-19.2pp |
| Annual return | 17.15% | 43.03%-25.9pp | 40.50%-23.3pp | 578.59%-561.4pp |
| Employer contribution / active EE | $11,489 | $5,195+121.2% | $4,182+174.8% | $4,876+135.6% |
| Participant deferral / active EE | $9,847 | $5,834+68.8% | $5,045+95.2% | $5,439+81.0% |
| Admin fee / account holder | $1,598 | $10,275-84.4% | $8,159-80.4% | $10,886-85.3% |