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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,052 | $202,463-20.9% | $169,397-5.5% | $139,487+14.7% |
| Participation rate | 87.5% | 81.1%+6.4pp | 77.2%+10.3pp | 80.3%+7.2pp |
| Annual return | 17.33% | 532.64%-515.3pp | 406.23%-388.9pp | 373.84%-356.5pp |
| Employer contribution / active EE | $14,441 | $4,694+207.7% | $4,013+259.8% | $4,755+203.7% |
| Participant deferral / active EE | $14,398 | $6,941+107.4% | $6,223+131.4% | $6,713+114.5% |
| Admin fee / account holder | $4,818 | $10,726-55.1% | $9,017-46.6% | $11,407-57.8% |