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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,361 | $97,732+26.2% | $83,831+47.2% | $135,380-8.9% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | 4.74% | 1287.56%-1282.8pp | 850.99%-846.3pp | 519.81%-515.1pp |
| Employer contribution / active EE | $1,880 | $4,222-55.5% | $3,631-48.2% | $4,779-60.7% |
| Participant deferral / active EE | $5,917 | $4,683+26.4% | $4,082+44.9% | $5,609+5.5% |
| Admin fee / account holder | $399 | $6,675-94.0% | $5,479-92.7% | $10,828-96.3% |