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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,484 | $99,345+7.2% | $84,753+25.6% | $273,972-61.1% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 10.48% | 22.93%-12.5pp | 22.78%-12.3pp | 41.46%-31.0pp |
| Employer contribution / active EE | $2,251 | $4,214-46.6% | $3,574-37.0% | $4,869-53.8% |
| Participant deferral / active EE | $3,360 | $4,270-21.3% | $3,712-9.5% | $5,287-36.5% |
| Admin fee / account holder | $339 | $6,645-94.9% | $5,333-93.6% | $10,133-96.7% |