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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,546 | $51,631+241.9% | $129,397+36.4% | $80,925+118.2% |
| Participation rate | 100.0% | 56.9%+43.1pp | 69.6%+30.4pp | 67.7%+32.3pp |
| Annual return | 9.20% | 20.77%-11.6pp | 9453.98%-9444.8pp | 35.65%-26.5pp |
| Employer contribution / active EE | $9,312 | $1,583+488.3% | $4,154+124.2% | $2,756+237.9% |
| Participant deferral / active EE | $4,736 | $2,670+77.4% | $4,167+13.6% | $4,299+10.2% |
| Admin fee / account holder | $4,473 | $4,309+3.8% | $7,679-41.7% | $6,940-35.5% |