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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,219 | $53,774+225.8% | $134,162+30.6% | $79,856+119.4% |
| Participation rate | 100.0% | 58.8%+41.2pp | 72.2%+27.8pp | 69.6%+30.4pp |
| Annual return | 9.91% | 19.01%-9.1pp | 36.35%-26.4pp | 31.71%-21.8pp |
| Employer contribution / active EE | $7,509 | $1,322+468.2% | $3,705+102.7% | $2,471+203.9% |
| Participant deferral / active EE | $4,003 | $2,420+65.4% | $3,500+14.4% | $3,741+7.0% |
| Admin fee / account holder | $2,179 | $3,985-45.3% | $6,685-67.4% | $5,306-58.9% |