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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,572 | $100,805+90.0% | $86,698+121.0% | $134,532+42.4% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -17.01% | 29.09%-46.1pp | 35.95%-53.0pp | 418.27%-435.3pp |
| Employer contribution / active EE | $9,073 | $3,490+160.0% | $2,837+219.8% | $4,741+91.4% |
| Participant deferral / active EE | $12,567 | $5,339+135.4% | $4,656+169.9% | $6,401+96.3% |
| Admin fee / account holder | $4,736 | $10,925-56.7% | $7,493-36.8% | $11,429-58.6% |