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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,283 | $92,219+59.7% | $76,767+91.9% | $135,380+8.8% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -8.83% | 5.46%-14.3pp | 2.43%-11.3pp | 519.81%-528.6pp |
| Employer contribution / active EE | $11,952 | $3,216+271.7% | $2,485+380.9% | $4,779+150.1% |
| Participant deferral / active EE | $11,065 | $4,508+145.4% | $3,852+187.3% | $5,609+97.3% |
| Admin fee / account holder | $2,709 | $10,749-74.8% | $6,675-59.4% | $10,828-75.0% |