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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,456 | $87,016-89.1% | $63,244-85.0% | $125,389-92.5% |
| Participation rate | 93.8% | 77.1%+16.7pp | 71.0%+22.7pp | 83.2%+10.6pp |
| Annual return | -1.88% | 21.71%-23.6pp | -70.31%+68.4pp | 282.24%-284.1pp |
| Employer contribution / active EE | $1,021 | $3,601-71.6% | $2,322-56.0% | $4,866-79.0% |
| Participant deferral / active EE | $1,561 | $3,939-60.4% | $2,953-47.1% | $5,352-70.8% |
| Admin fee / account holder | $1,022 | $11,954-91.4% | $5,893-82.7% | $9,541-89.3% |