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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,830 | $88,603-74.2% | $69,890-67.3% | $134,545-83.0% |
| Participation rate | 81.3% | 74.9%+6.3pp | 70.5%+10.8pp | 81.2%0pp |
| Annual return | -17.34% | 442.93%-460.3pp | 190.84%-208.2pp | 418.37%-435.7pp |
| Employer contribution / active EE | $128 | $3,236-96.1% | $2,560-95.0% | $4,742-97.3% |
| Participant deferral / active EE | $1,561 | $4,771-67.3% | $3,848-59.4% | $6,401-75.6% |
| Admin fee / account holder | $1,447 | $10,443-86.1% | $6,267-76.9% | $11,431-87.3% |