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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,210 | $103,164-77.5% | $90,259-74.3% | $154,746-85.0% |
| Participation rate | 87.0% | 76.1%+10.9pp | 70.7%+16.2pp | 80.7%+6.3pp |
| Annual return | 15.17% | 19.25%-4.1pp | 18.88%-3.7pp | 172.34%-157.2pp |
| Employer contribution / active EE | $1,519 | $2,532-40.0% | $2,291-33.7% | $4,379-65.3% |
| Participant deferral / active EE | $784 | $4,422-82.3% | $3,827-79.5% | $6,730-88.3% |
| Admin fee / account holder | $5,282 | $8,593-38.5% | $7,267-27.3% | $14,365-63.2% |