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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,360 | $175,259-8.5% | $149,723+7.1% | $139,487+15.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 22.20% | 166.82%-144.6pp | 134.50%-112.3pp | 373.84%-351.6pp |
| Employer contribution / active EE | $9,707 | $5,478+77.2% | $4,821+101.3% | $4,755+104.2% |
| Participant deferral / active EE | $8,080 | $6,522+23.9% | $5,682+42.2% | $6,713+20.4% |
| Admin fee / account holder | $1,636 | $16,158-89.9% | $13,215-87.6% | $11,407-85.7% |