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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,306 | $217,432-9.3% | $185,849+6.2% | $167,536+17.8% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 14.89% | 148.42%-133.5pp | 122.10%-107.2pp | 478.82%-463.9pp |
| Employer contribution / active EE | $8,236 | $5,875+40.2% | $5,169+59.3% | $4,839+70.2% |
| Participant deferral / active EE | $6,445 | $6,357+1.4% | $5,569+15.7% | $6,342+1.6% |
| Admin fee / account holder | $27,810 | $19,818+40.3% | $16,244+71.2% | $12,315+125.8% |