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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,128 | $209,422+0.8% | $178,503+18.3% | $158,982+32.8% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 19.18% | 188.81%-169.6pp | 151.12%-131.9pp | 302.99%-283.8pp |
| Employer contribution / active EE | $9,697 | $5,707+69.9% | $5,011+93.5% | $4,763+103.6% |
| Participant deferral / active EE | $9,341 | $5,955+56.9% | $5,202+79.6% | $5,983+56.1% |
| Admin fee / account holder | $17,700 | $17,079+3.6% | $13,987+26.5% | $11,252+57.3% |