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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,961 | $88,707-38.0% | $74,184-25.9% | $273,972-79.9% |
| Participation rate | 66.7% | 79.4%-12.8pp | 76.6%-10.0pp | 83.0%-16.3pp |
| Annual return | 10.73% | 11.94%-1.2pp | 17.74%-7.0pp | 41.46%-30.7pp |
| Employer contribution / active EE | $657 | $3,159-79.2% | $2,370-72.3% | $4,869-86.5% |
| Participant deferral / active EE | $1,636 | $4,212-61.2% | $3,550-53.9% | $5,287-69.1% |
| Admin fee / account holder | $163 | $8,717-98.1% | $5,586-97.1% | $10,133-98.4% |