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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,995 | $86,919-1.1% | $102,457-16.1% | $80,911+6.3% |
| Participation rate | 84.6% | 72.4%+12.2pp | 76.5%+8.1pp | 67.6%+17.0pp |
| Annual return | 10.27% | 18.90%-8.6pp | 29.41%-19.1pp | 35.63%-25.4pp |
| Employer contribution / active EE | $1,795 | $2,368-24.2% | $3,022-40.6% | $2,756-34.9% |
| Participant deferral / active EE | $6,328 | $4,119+53.6% | $5,054+25.2% | $4,297+47.3% |
| Admin fee / account holder | $558 | $8,049-93.1% | $9,451-94.1% | $6,935-92.0% |