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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,506 | $100,811+94.9% | $86,698+126.7% | $134,545+46.1% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -15.60% | 29.11%-44.7pp | 35.96%-51.6pp | 418.37%-434.0pp |
| Employer contribution / active EE | $8,420 | $3,490+141.2% | $2,837+196.8% | $4,742+77.6% |
| Participant deferral / active EE | $5,682 | $5,339+6.4% | $4,656+22.0% | $6,401-11.2% |
| Admin fee / account holder | $567 | $10,926-94.8% | $7,492-92.4% | $11,431-95.0% |