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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,506 | $100,772+95.0% | $86,690+126.7% | $134,493+46.1% |
| Participation rate | 100.0% | 78.9%+21.1pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -15.60% | 29.06%-44.7pp | 35.93%-51.5pp | 418.01%-433.6pp |
| Employer contribution / active EE | $8,420 | $3,490+141.3% | $2,837+196.8% | $4,740+77.6% |
| Participant deferral / active EE | $5,682 | $5,338+6.4% | $4,656+22.0% | $6,400-11.2% |
| Admin fee / account holder | $567 | $10,920-94.8% | $7,490-92.4% | $11,425-95.0% |