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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,536 | $124,346+25.1% | $111,306+39.7% | $167,553-7.2% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 17.03% | 37.46%-20.4pp | 54.67%-37.6pp | 478.89%-461.9pp |
| Employer contribution / active EE | $9,900 | $3,438+188.0% | $2,732+262.4% | $4,840+104.6% |
| Participant deferral / active EE | $6,879 | $5,182+32.8% | $4,488+53.3% | $6,343+8.5% |
| Admin fee / account holder | $935 | $10,623-91.2% | $7,966-88.3% | $12,316-92.4% |