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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,915 | $171,867-61.1% | $149,721-55.3% | $147,586-54.7% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 19.63% | 2113.36%-2093.7pp | 1501.67%-1482.0pp | 578.59%-559.0pp |
| Employer contribution / active EE | $3,023 | $6,275-51.8% | $5,444-44.5% | $4,876-38.0% |
| Participant deferral / active EE | $3,545 | $7,270-51.2% | $6,568-46.0% | $5,439-34.8% |
| Admin fee / account holder | $7,362 | $13,799-46.6% | $11,282-34.7% | $10,886-32.4% |