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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,740 | $184,000-50.7% | $162,185-44.1% | $152,909-40.7% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 20.51% | 150.80%-130.3pp | 115.61%-95.1pp | 345.46%-325.0pp |
| Employer contribution / active EE | $2,717 | $6,370-57.4% | $5,613-51.6% | $4,764-43.0% |
| Participant deferral / active EE | $1,721 | $8,033-78.6% | $7,297-76.4% | $5,851-70.6% |
| Admin fee / account holder | $7,225 | $13,124-45.0% | $10,844-33.4% | $11,601-37.7% |