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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,830 | $183,592-40.2% | $155,574-29.4% | $145,877-24.7% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 6.72% | 61.37%-54.7pp | 64.87%-58.1pp | 551.28%-544.6pp |
| Employer contribution / active EE | $1,578 | $5,317-70.3% | $4,676-66.3% | $4,663-66.2% |
| Participant deferral / active EE | $4,431 | $6,466-31.5% | $5,629-21.3% | $6,691-33.8% |
| Admin fee / account holder | $13,703 | $19,316-29.1% | $15,914-13.9% | $13,402+2.2% |