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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,182 | $175,259-37.1% | $149,723-26.4% | $139,487-21.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 10.55% | 166.82%-156.3pp | 134.50%-123.9pp | 373.84%-363.3pp |
| Employer contribution / active EE | $1,916 | $5,478-65.0% | $4,821-60.3% | $4,755-59.7% |
| Participant deferral / active EE | $5,965 | $6,522-8.5% | $5,682+5.0% | $6,713-11.1% |
| Admin fee / account holder | $21,571 | $16,158+33.5% | $13,215+63.2% | $11,407+89.1% |