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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,175 | $217,432-29.6% | $185,849-17.6% | $167,536-8.6% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 8.45% | 148.42%-140.0pp | 122.10%-113.6pp | 478.82%-470.4pp |
| Employer contribution / active EE | $1,735 | $5,875-70.5% | $5,169-66.4% | $4,839-64.1% |
| Participant deferral / active EE | $7,759 | $6,357+22.0% | $5,569+39.3% | $6,342+22.3% |
| Admin fee / account holder | $22,756 | $19,818+14.8% | $16,244+40.1% | $12,315+84.8% |