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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,830 | $183,539-40.2% | $155,556-29.4% | $145,897-24.7% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 6.72% | 61.31%-54.6pp | 64.84%-58.1pp | 552.29%-545.6pp |
| Employer contribution / active EE | $1,578 | $5,315-70.3% | $4,675-66.3% | $4,663-66.2% |
| Participant deferral / active EE | $4,431 | $6,467-31.5% | $5,631-21.3% | $6,689-33.8% |
| Admin fee / account holder | $13,703 | $19,275-28.9% | $15,885-13.7% | $13,390+2.3% |