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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,396 | $171,492-50.8% | $150,734-44.0% | $198,609-57.5% |
| Participation rate | 85.0% | 81.4%+3.6pp | 78.4%+6.6pp | 82.4%+2.6pp |
| Annual return | 4.98% | 804.70%-799.7pp | 600.81%-595.8pp | 202.70%-197.7pp |
| Employer contribution / active EE | $1,109 | $5,470-79.7% | $4,918-77.4% | $5,055-78.1% |
| Participant deferral / active EE | $2,684 | $6,259-57.1% | $5,610-52.2% | $6,977-61.5% |
| Admin fee / account holder | $930 | $17,628-94.7% | $14,905-93.8% | $19,030-95.1% |