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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,940 | $162,812+48.6% | $133,971+80.6% | $158,966+52.2% |
| Participation rate | 87.5% | 83.2%+4.3pp | 79.8%+7.7pp | 82.0%+5.5pp |
| Annual return | 15.49% | 41.94%-26.5pp | 45.09%-29.6pp | 302.95%-287.5pp |
| Employer contribution / active EE | $734 | $4,976-85.2% | $3,919-81.3% | $4,762-84.6% |
| Participant deferral / active EE | $5,570 | $5,910-5.8% | $5,047+10.4% | $5,983-6.9% |
| Admin fee / account holder | $1,179 | $11,741-90.0% | $8,929-86.8% | $11,250-89.5% |