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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,755 | $135,645+20.0% | $110,243+47.6% | $135,379+20.2% |
| Participation rate | 88.2% | 83.5%+4.8pp | 79.8%+8.4pp | 82.6%+5.6pp |
| Annual return | -7.15% | 513.24%-520.4pp | 314.76%-321.9pp | 519.79%-526.9pp |
| Employer contribution / active EE | $858 | $4,907-82.5% | $3,827-77.6% | $4,779-82.1% |
| Participant deferral / active EE | $5,302 | $5,507-3.7% | $4,672+13.5% | $5,609-5.5% |
| Admin fee / account holder | $1,031 | $11,458-91.0% | $8,548-87.9% | $10,828-90.5% |