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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,786 | $109,967+262.6% | $97,197+310.3% | $145,877+173.4% |
| Participation rate | 93.3% | 76.0%+17.4pp | 72.7%+20.6pp | 80.3%+13.0pp |
| Annual return | 17.12% | 244.27%-227.1pp | 75.47%-58.3pp | 551.28%-534.2pp |
| Employer contribution / active EE | $4,147 | $3,077+34.8% | $2,723+52.3% | $4,663-11.1% |
| Participant deferral / active EE | $4,571 | $4,676-2.3% | $4,263+7.2% | $6,691-31.7% |
| Admin fee / account holder | $17,001 | $6,199+174.2% | $5,637+201.6% | $13,402+26.8% |