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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $443,839 | $101,618+336.8% | $93,063+376.9% | $137,256+223.4% |
| Participation rate | 87.5% | 74.9%+12.6pp | 72.1%+15.4pp | 80.0%+7.5pp |
| Annual return | 12.69% | 223.95%-211.3pp | 34.15%-21.5pp | 220.34%-207.6pp |
| Employer contribution / active EE | $6,166 | $2,707+127.8% | $2,476+149.0% | $4,156+48.4% |
| Participant deferral / active EE | $4,673 | $4,279+9.2% | $3,958+18.1% | $6,407-27.1% |
| Admin fee / account holder | $18,856 | $6,198+204.2% | $6,033+212.5% | $12,270+53.7% |