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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,786 | $110,093+262.2% | $97,295+309.9% | $145,897+173.3% |
| Participation rate | 93.3% | 75.9%+17.4pp | 72.7%+20.7pp | 80.3%+13.0pp |
| Annual return | 17.12% | 244.76%-227.6pp | 75.62%-58.5pp | 552.29%-535.2pp |
| Employer contribution / active EE | $4,147 | $3,077+34.8% | $2,723+52.3% | $4,663-11.0% |
| Participant deferral / active EE | $4,571 | $4,678-2.3% | $4,264+7.2% | $6,689-31.7% |
| Admin fee / account holder | $17,001 | $6,212+173.7% | $5,646+201.1% | $13,390+27.0% |