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Retirement plan

DELTA RETIREMENT PLAN

DELTA AIR LINES, INC.EIN 58-0218548Plan #002PY 2020
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1030 DELTA BOULEVARD, DEPARTMENT 216 - ATLANTA, GA 30354404-715-2600deltaairlines.sharepoint.com/sites/deltanetLinkedIn51-200 employeeslogistics and supply chain
Other plans on this EIN
9 filings
#004Retirement-$14.02B assets#014Retirement-$13.02B assets#015Retirement-$4.76B assets#016Retirement-$3.90B assets#020Retirement-$70.4M assets#021Retirement-$58.5M assets#030Retirement-$5.3M assets#012Retirement-$1.1M assets#027Retirement-$529K assets
Prospect flagsHigh retiree %Low returnsLow employer contributionWind-down / frozen

Filing contacts

From the Form 5500, federal record
Plan sponsor & administrator signer
GREG TAHVONEN
Signed 01/15/2021
(404) 715-2600
Plan administrator entity
ADMINISTRATIVE COMMITTEE OF DELTA AIR LINES, INC.
EIN 581282408
1030 DELTA BOULEVARD,DEPT 216 · ATLANTA, GA 30354
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Summary metrics

Total assets (EOY)
$6050.2M
-33.1% from 2017
Total participants
86,294
-0.7% from 2017
Average account balance
$0
No prior year
Annual return
-6.03%
-13.06 pp from 2017

Benchmarks

See 212 peers
Peer group
Industryany (size+type match)
Plan typeDefined benefit
Participants>=10,000
Cohort212 peers
Snapshot2020
Participant deferral / active EE
$0
median $23
Employer contribution / active EE
$0
median $5,975
Participation rate
0.0%
median 0.0%
Avg account balance
$0
Admin fee / account holder
$0
Annual return
-6.03%
median 12.84%
Overall peer rank
1st percentileavg across 6 metrics

Analytics

2016 - 2025
Total assets (EOY)
Plan-year ending balance
$7.25B
Average account balance
Total assets / participants with a balance (line 6g)
$89K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
67,165
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
0.0%
Contributions (total)
Employer and participant dollars contributed each year
$855.00M
Contributions per participant
Average employer and participant contribution per enrolled participant
$53K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+6.60%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$0
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 6 by compensation
ProviderService typeCompensation
CONDUENT2 years
Service code 35 · EIN 32-0293031
Employee (plan sponsor)
$1,740,519
GOLDMAN SACHS1 year
Service code 16 · EIN 13-3575636
Consulting
$155,824
NEWPORT1 year
Service code 51 · EIN 27-4411131
Investment Mgmt Fees
$152,026
WILLIS TOWERS WATSON5+ years
Service code 11 · EIN 23-1159630
Actuarial
$86,913
JP MORGAN CHASE4 years
Service code 21 · EIN 13-4994650
Bank Trustee
$24,177
FRAZIER & DEETER, LLC5+ years
Service code 10 · EIN 58-1433845
Accounting
$23,900

Enrolled actuary

1 attachment
SB

CHARLES WENNER

WILLIS TOWERS WATSON US LLC
Enrollment #2008571
8400 NORMANDALE LAKE BOULEVARD, SUI
BLOOMINGTON, MN 55437
(952) 842-7000
Signed 2020-12-29

Top hat statement on fileNQDC

Filed November 26, 2025 (most recent of 4 filings on file)

Plan administrator

Plan administrator name— Sign in and upgrade to view
PO Box 20706
Atlanta, GA 30320
Email— Sign in and upgrade to viewPhone— Sign in and upgrade to view

Plans declared (1)

  • Delta Air Lines, Inc. Nonqualified Deferred Compensation Plan for Pilots740 emp
Open the filing PDF

Plan features & details

Pension benefit codes1A1C1I3F3H
Plan features
  • 1A
    Benefits are primarily pay related
    Benefits under the plan are primarily determined with reference to a participant's pay (e.g. final-average-pay formula).
  • 1C
    Cash balance or similar plan
    A cash balance formula in a defined benefit plan that expresses the accrued benefit in terms more common to a defined contribution plan such as a hypothetical account balance or single sum amount (includes personal account plan pension equity plan life cycle plan and cash account plan).
  • 1I
    Frozen plan
    As of the last day of the plan year the plan provides that no participant will get any new benefit accrual whether because of service or compensation.
  • 3F
    Leased employees
    Plan sponsor(s) received services of leased employees as defined in Code section 414(n) during the plan year.
  • 3H
    Controlled group member
    Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

4 tripped
  • OpportunityLow employer contribution

    Employer contribution per participant is in the bottom quintile of the peer cohort.

  • OpportunityLow returns

    Annual investment return is in the bottom quintile of the peer cohort.

  • InformationalHigh retiree %

    Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.

  • InformationalWind-down / frozen

    Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.

Expense breakdown

Schedule H Part II
Admin total
$73.2M
$3284 / participant
  • Investment mgmt$14M18.5%
  • Contract admin$6M7.7%
  • Other / not subdivided$54M73.8%
% of EOY assets
1.210%
all-in expense ratio
Categories reported
2 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm
FRAZIER & DEETER, LLC
Auditor EIN
581433845
Audit fees
(not subdivided)
Opinion code
Disclaimer