Retirement plan
DELTA 401(K) RETIREMENT PLAN
DELTA AIR LINES, INC.EIN 58-0218548Plan #004PY 2024
1030 DELTA BOULEVARD, DEPARTMENT 216 - ATLANTA, GA 303546001404-715-2600deltaairlines.sharepoint.com/sites/deltanetLinkedIn51-200 employeeslogistics and supply chain
Other plans on this EIN
10 filingsProspect flagsFailed to transmit contributions
Filing contacts
From the Form 5500, federal recordPlan administrator signer
KELLEY ELLIOTT
Signed 10/14/2025
Plan administrator entity
ADMINISTRATIVE COMMITTEE OF DELTA AIR LINES, INC.
EIN 581282408
1030 DELTA BOULEVARD, DEPARTMENT 216 · ATLANTA, GA 30354
Summary metrics
Total assets (EOY)
$18985.2M
-11.4% from 2016
Total participants
112,027
+1.7% from 2016
Average account balance
$176,180
-13.0% from 2016
Annual return
16.12%
-7.75 pp from 2016
Benchmarks
Peer group
Industry48 - Transportation and Warehousing
Plan typeDefined contribution
Participants>=10,000
Cohort51 peers
Snapshot2024
86
Participant deferral / active EE
$7,880
median $3,803
86
Employer contribution / active EE
$6,730
median $1,389
74
Participation rate
95.3%
median 64.2%
84
Avg account balance
$176,180
median $77,360
22
Admin fee / account holder
$108
median $72
64
Annual return
16.12%
median 14.54%
Overall peer rank
69of 100
69th percentileavg across 6 metrics
Analytics
2015 - 2024
Total assets (EOY)
Plan-year ending balance
$18.99B
Average account balance
Total assets / participants with a balance (line 6g)
$176K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
107,760
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
95.3%
Contributions (total)
Employer and participant dollars contributed each year
$1.31B
Contributions per participant
Average employer and participant contribution per enrolled participant
$15K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+16.12%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$108
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
- Mutual / pooled
- Stocks
- Bonds
- Cash
- Real estate
- Loans
Service providers
Top 10 of 16 by compensation
| Provider | Service type | Compensation |
|---|---|---|
FINANCIAL ENGINES10+ years Service code 27 · EIN 77-0473565 | Advisory (Plan) | $8,690,989 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 15 · EIN 04-2647786 | Recordkeeping | $2,305,205 |
ALLWORTH FINANCIAL2 years Service code 26 · EIN 68-0372662 | Advisory (Participants) | $324,936 |
AMERICAN FINANCIAL ADVISORS2 years Service code 26 · EIN 58-2639765 | Advisory (Participants) | $278,355 |
TOTAL INVESTMENT MANAGEMENT2 years Service code 26 · EIN 86-0912979 | Advisory (Participants) | $49,177 |
Service code 26 · EIN 27-3464003 | Advisory (Participants) | $48,999 |
SIGNATUREFD, LLC2 years Service code 26 · EIN 58-2323085 | Advisory (Participants) | $24,490 |
CREATIVE PLANNING1 year Service code 26 · EIN 43-1270780 | Advisory (Participants) | $23,919 |
FISHER INVESTMENTS2 years Service code 26 · EIN 94-3029777 | Advisory (Participants) | $23,731 |
BDO USA, P.C.3 years Service code 10 · EIN 13-5381590 | Accounting | $20,099 |
Top hat statement on fileNQDC
Filed November 26, 2025 (most recent of 4 filings on file)
Plan administrator
Plans declared (1)
- Delta Air Lines, Inc. Nonqualified Deferred Compensation Plan for Pilots740 emp
Plan features & details
Pension benefit codes2E2F2G2J2K2R2S2T3F3H
Plan features
- 2EProfit-sharingProfit-sharing plan.
- 2FERISA section 404(c) planThis plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
- 2GTotal participant-directed account planParticipants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
- 2JCode section 401(k) featureCash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
- 2KCode section 401(m) arrangementEmployee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
- 2RParticipant-directed brokerage accountsParticipant-directed brokerage accounts provided as an investment option under the plan.
- 2SAutomatic enrollmentPlan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
- 2TDefault investment accountTotal or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
- 3FLeased employeesPlan sponsor(s) received services of leased employees as defined in Code section 414(n) during the plan year.
- 3HControlled group memberPlan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).
Opportunity flags
1 tripped
- ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Expense breakdown
Schedule H Part II
Admin total
$11.7M
$130 / participant
- Recordkeeping$2M19.8%
- Investment mgmt$9M80.1%
- Other / not subdivided$20K0.2%
% of EOY assets
0.061%
all-in expense ratio
Categories reported
2 / 9
subdivided buckets used
Audit opinion
Schedule H Part III
Unqualified opinion
Auditor signed off without reservation - the cleanest possible opinion.
- Auditor firm
- BDO USA, P.C.
- Auditor EIN
- 135381590
- Audit fees
- $20,099
- Opinion code
- Unqualified