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Retirement plan

DELTA RETIREMENT PLAN

DELTA AIR LINES, INC.EIN 58-0218548Plan #002PY 2016
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1030 DELTA BOULEVARD, DEPARTMENT 216 - ATLANTA, GA 30354404-715-2600deltaairlines.sharepoint.com/sites/deltanetLinkedIn51-200 employeeslogistics and supply chain
Other plans on this EIN
8 filings
#004Retirement-$9.16B assets#014Retirement-$8.46B assets#015Retirement-$4.08B assets#016Retirement-$3.10B assets#017Retirement-$241.1M assets#030Retirement-$3.9M assets#012Retirement-$1.8M assets#027Retirement-$389K assets
Prospect flagsHigh retiree %Low returns

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
GREG TAHVONEN
Signed 01/12/2017
(404) 715-2600
Plan administrator signer
CHRISTOPHER COLLINS
Signed 01/12/2017
Plan administrator entity
ADMINISTRATIVE COMMITTEE OF DELTA AIR LINES, INC.
EIN 581282408
1030 DELTA BOULEVARD,DEPT 216 · ATLANTA, GA 30354
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Summary metrics

Total assets (EOY)
$4419.1M
-33.1% from 2017
Total participants
86,898
-0.7% from 2017
Average account balance
$0
No prior year
Annual return
-3.12%
-13.06 pp from 2017

Benchmarks

See 244 peers
Peer group
Industryany (size+type match)
Plan typeDefined benefit
Participants>=10,000
Cohort244 peers
Snapshot2016
Participant deferral / active EE
$0
median $34
Employer contribution / active EE
$32,616
median $6,216
Participation rate
0.0%
median 0.0%
Avg account balance
$0
median $40,289
Admin fee / account holder
$0
median $312
Annual return
-3.12%
median 6.89%
Overall peer rank
41st percentileavg across 6 metrics

Analytics

2016 - 2025
Total assets (EOY)
Plan-year ending balance
$7.25B
Average account balance
Total assets / participants with a balance (line 6g)
$89K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
67,165
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
0.0%
Contributions (total)
Employer and participant dollars contributed each year
$855.00M
Contributions per participant
Average employer and participant contribution per enrolled participant
$53K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+6.60%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$0
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 3 by compensation
ProviderService typeCompensation
DELTA AIR LINES1+ years
Service code 35 · EIN 58-0218548
Employee (plan sponsor)
$1,066,824
WILLIS TOWERS WATSON1+ years
Service code 11 · EIN 23-1159630
Actuarial
$93,430
FRAZIER & DEETER, LLC1+ years
Service code 10 · EIN 58-1433845
Accounting
$25,200

Enrolled actuary

1 attachment
SB

SARA M. STONE

TOWERS WATSON DELWARE, INC.
Enrollment #1407443
3500 LENOX ROAD, SUITE 900
ATLANTA, GA 303264238
(404) 365-1600
Signed 2016-12-14

Top hat statement on fileNQDC

Filed November 26, 2025 (most recent of 4 filings on file)

Plan administrator

Plan administrator name— Sign in and upgrade to view
PO Box 20706
Atlanta, GA 30320
Email— Sign in and upgrade to viewPhone— Sign in and upgrade to view

Plans declared (1)

  • Delta Air Lines, Inc. Nonqualified Deferred Compensation Plan for Pilots740 emp
Open the filing PDF

Plan features & details

Pension benefit codes1A1C1I3F3H
Plan features
  • 1A
    Benefits are primarily pay related
    Benefits under the plan are primarily determined with reference to a participant's pay (e.g. final-average-pay formula).
  • 1C
    Cash balance or similar plan
    A cash balance formula in a defined benefit plan that expresses the accrued benefit in terms more common to a defined contribution plan such as a hypothetical account balance or single sum amount (includes personal account plan pension equity plan life cycle plan and cash account plan).
  • 1I
    Frozen plan
    As of the last day of the plan year the plan provides that no participant will get any new benefit accrual whether because of service or compensation.
  • 3F
    Leased employees
    Plan sponsor(s) received services of leased employees as defined in Code section 414(n) during the plan year.
  • 3H
    Controlled group member
    Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped
  • OpportunityLow returns

    Annual investment return is in the bottom quintile of the peer cohort.

  • InformationalHigh retiree %

    Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.

Expense breakdown

Schedule H Part II
Admin total
$58.1M
$2424 / participant
  • Investment mgmt$16M26.9%
  • Contract admin$900K1.5%
  • Other / not subdivided$42M71.6%
% of EOY assets
1.316%
all-in expense ratio
Categories reported
2 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm
FRAZIER & DEETER, LLC
Auditor EIN
581433845
Audit fees
(not subdivided)
Opinion code
Disclaimer