Retirement plan

RETIREMENT SECURITY PLAN

NATIONAL RURAL ELECTRIC COOPERATIVE ASSOCIATIONEIN 53-0116145Plan #333PY 2017
4301 WILSON BLVD - ARLINGTON, VA 222034419703-907-6021
Other plans on this EIN
1 filing
Prospect flagsLow participant contribution

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
(name not on filing)
(703) 907-6021
Plan administrator signer
PETER BAXTER
Signed 10/14/2018
Plan administrator entity
SENIOR VICE PRESIDENT, INSURANCE & FINANCIAL SERVICES
EIN 542072724
(703) 907-5743

Summary metrics

Total assets (EOY)
$9733.1M
-6.8% from 2016
Total participants
67,328
-1.9% from 2016
Average account balance
$0
No prior year
Annual return
15.30%
-10.74 pp from 2016

Benchmarks

Peer group
Industryany (size+type match)
Plan typeDefined benefit
Participants>=10,000
Cohort240 peers
Snapshot2017
Participant deferral / active EE
$113
median $34
Employer contribution / active EE
$16,361
median $8,645
Participation rate
0.0%
median 0.0%
Avg account balance
$0
median $14,491,905
Admin fee / account holder
$0
median $81,210
Annual return
15.30%
median 13.24%
Overall peer rank
50th percentileavg across 6 metrics

Analytics

2015 - 2024
Total assets (EOY)
Plan-year ending balance
$11.48B
Average account balance
Total assets / participants with a balance (line 6g)
$151K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
19,695
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
0.0%
Contributions (total)
Employer and participant dollars contributed each year
$1.14B
Contributions per participant
Average employer and participant contribution per enrolled participant
$20K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+9.35%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$0
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 10 of 50 by compensation
ProviderService typeCompensation
Service code 16 · EIN 54-2062249
Consulting
$3,936,964
Service code 28 · EIN 62-0951781
Investment Management
$2,451,858
Service code 28 · EIN 02-0654486
Investment Management
$2,428,662
Service code 28 · EIN 23-2772200
Investment Management
$2,323,496
INSERIS3+ years
Service code 16 · EIN 27-4715972
Consulting
$1,946,195
Service code 28 · EIN 58-2620541
Investment Management
$1,897,213
Service code 28 · EIN 52-2069785
Investment Management
$1,873,045
Service code 28 · EIN 22-3438530
Investment Management
$1,797,259
Service code 28 · EIN 04-3472863
Investment Management
$1,689,084
Service code 16 · EIN 52-1915109
Consulting
$1,137,773

Enrolled actuary

1 attachment
SB

LAUREN HOECK

TOWERS WATSON DELAWARE INC
Enrollment #1707928
800 N. GLEBE RD
ARLINGTON, VA 22203
(703) 258-8000
Signed 2018-09-28

Reportable transactions (Schedule G)

11 rows

Counterparties on defaulted loans (Part 1), defaulted leases (Part 2), and non-exempt prohibited transactions (Part 3). Presence of any row warrants fiduciary review.

CategoryCounterpartyRelationship / TermsAddressAmount
Part 1
Loan in default
COUNTRYWIDE HOME LOANS, INC
4500 PARK GRANADA
CALABASAS, CA 91302
Part 1
Loan in default
INDYMAC BANK FSB
155 NORTH LAKE AVENUE
PASADENA, CA 91101
Part 1
Loan in default
PUERTO RICO SALES TAX FINANCE
DE DIEGO AVE, STOP 22
SANTURCE, PR 00940
Part 1
Loan in default
PUERTO RICO SALES TAX FINANCE
DE DIEGO AVE, STOP 22
SANTURCE, PR 00940
Part 1
Loan in default
PUERTO RICO SALES TAX FINANCE
DE DIEGO AVE, STOP 22
SANTURCE, PR 00940
Part 1
Loan in default
PUERTO RICO SALES TAX FINANCE
DE DIEGO AVE, STOP 22
SANTURCE, PR 00940
Part 1
Loan in default
PUERTO RICO SALES TAX FINANCE
DE DIEGO AVE, STOP 22
SANTURCE, PR 00940
Part 1
Loan in default
PUERTO RICO SALES TAX FINANCE
DE DIEGO AVE, STOP 22
SANTURCE, PR 00940
Part 1
Loan in default
PUERTO RICO SALES TAX FINANCE
DE DIEGO AVE, STOP 22
SANTURCE, PR 00940
Part 1
Loan in default
PUERTO RICO SALES TAX FINANCE
DE DIEGO AVE, STOP 22
SANTURCE, PR 00940
Part 1
Loan in default
PUERTO RICO SALES TAX FINANCE
DE DIEGO AVE, STOP 22
SANTURCE, PR 00940

Top hat statement on fileNQDC

Filed January 1, 2012

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

Plan features & details

Pension benefit codes1F3F
Plan features
  • 1F
    Section 414(k) arrangement
    Benefits are based partly on the balance of the separate account of the participant. Must also include appropriate defined contribution pension feature codes.
  • 3F
    Leased employees
    Plan sponsor(s) received services of leased employees as defined in Code section 414(n) during the plan year.

Opportunity flags

1 tripped
  • OpportunityLow participant contribution

    Participant contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II
Admin total
$62.0M
$1099 / participant
  • Investment mgmt$15M24.9%
  • Other / not subdivided$47M75.1%
% of EOY assets
0.637%
all-in expense ratio
Categories reported
1 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm
CLIFTONLARSONALLEN LLP
Auditor EIN
410746749
Audit fees
(not subdivided)
Opinion code
Unqualified