Coverage by line
Premium dollars by benefit type (bundled lines overlap)
- Health$3.7M
- Prescription drug$3.7M
- Dental$231K
- Vision$231K
- Life$128K
- Long-term disability$128K
- +1 more
Sponsor portfolio
MONTECITO BANK & TRUST
EIN 95-2900153bankingLatest filing 2025
Plans
2
Retirement
1
$45.9M assets
Welfare
1
$4.0M premiums
Participants
604
1010 STATE STREET - SANTA BARBARA, CA 93101805-963-7511montecito.bankLinkedIn201-500 employeesbanking
Plans on this EIN
2 filingsBenefits portfolio analytics
1 plan / $4.0M premiums / 401 covered livesCarrier market share
Premium dollars by Schedule A carrier
91%top
- CALIFORNIA PHYSICIANS SERVICE91%
- CIGNA HEALTH AND LIFE INSURANCE COMPANY6%
- SYMETRA LIFE INSURANCE COMPANY3%
Broker market share
Schedule A broker compensation
100%top
- ALLIANT INSURANCE SERVICES, INC.100%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#001
MB&T SALARY SAVING PLAN
401k
Assets$45.9M
Participants335
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#502
MONTECITO BANK & TRUST HEALTH AND WELFARE PLAN
Fully Insured - CALIFORNIA PHYSICIANS SERVICE
Premiums$4.0M
Covered lives401
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans1
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 001 | MB&T SALARY SAVING PLAN | 401k | $45.9M | 335 | 2024 |
Welfare plans1
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 502 | MONTECITO BANK & TRUST HEALTH AND WELFARE PLAN | Fully Insured | CALIFORNIA PHYSICIANS SERVICE | $4.0M | 401 | 2025 |
Retirement plans
Welfare plans