PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Companies/
  2. LBS FINANCIAL CREDIT UNION
Sponsor portfolioTH

LBS FINANCIAL CREDIT UNION

EIN 95-1644568-banking-Latest filing 2025
Plans
4
Retirement
2
$64.7M assets
Welfare
2
$5.2M premiums
Participants
1,112
5505 GARDEN GROVE BLVD - WESTMINSTER, CA 92683562-598-9007lbsfcu.orgLinkedIn201-500 employeesbanking
Plans on this EIN
4 filings
#003TraditionalDB-$44.6M - 324 part#002401k-$20.1M - 363 part#502Fully Insured-$3.2M - 292 lives#501Fully Insured-$2.0M - 291 lives

Retirement portfolio analytics

2 plans aggregated / $64.7M assets / 687 participants

Assets by plan

Share of aggregate retirement assets

69%top
  • DEFINED BENEFIT PENSION (#003)69%
  • 401(K) RETIREMENT PLAN (#002)31%
Total $64.7MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • 401(K) RETIREMENT PLAN (#002)363
  • DEFINED BENEFIT PENSION (#003)324
Total 687Click row to drill in

Benefits portfolio analytics

2 plans / $5.2M premiums / 583 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$1.1M
  • Stop-loss$573K
  • Dental$142K
  • Life$73K
  • Other$47K
  • Vision$31K
  • +2 more
Total $2.0M8 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
56%top
  • KAISER FOUNDATION HEALTH PLAN INC56%
  • SUN LIFE ASSURANCE COMPANY OF CANADA28%
  • DELTA DENTAL OF CALIFORNIA6%
  • STANDARD INSURANCE COMPANY5%
  • AFLAC2%
  • +3 more
Total $2.0M8 slices

Broker market share

Schedule A broker compensation

Split broker
90%top
  • SALLY COKER90%
  • CHARLES N. CRAVINGS JR7%
  • CARLOS DAVID HERNANDEZ2%
  • MARK LEWIS BIALOCK1%
  • CHRISTOPHER D. JUDY0%
  • +2 more
Total $73K7 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#003

LBS FINANCIAL CREDIT UNION DEFINED BENEFIT PENSION PLAN

TraditionalDB

Assets$44.6M
Participants324
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002

LBS FINANCIAL CREDIT UNION 401(K) RETIREMENT PLAN

401k

Assets$20.1M
Participants363
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#502

LBS FINANCIAL CREDIT UNION

Fully Insured - CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES

Premiums$3.2M
Covered lives292
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#501

LBS FINANCIAL CREDIT UNION

Fully Insured - KAISER FOUNDATION HEALTH PLAN, INC.

Premiums$2.0M
Covered lives291
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans2

Plan #NameTypeAssetsParticipantsLatest year
003LBS FINANCIAL CREDIT UNION DEFINED BENEFIT PENSION PLANTraditionalDB$44.6M3242024
002LBS FINANCIAL CREDIT UNION 401(K) RETIREMENT PLAN401k$20.1M3632024

Welfare plans2

Plan #NameFundingCarrierPremiumsCoveredLatest year
502LBS FINANCIAL CREDIT UNIONFully InsuredCIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES$3.2M2922024
501LBS FINANCIAL CREDIT UNIONFully InsuredKAISER FOUNDATION HEALTH PLAN, INC.$2.0M2912025
Retirement plans
Welfare plans
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica