Coverage by line
Premium dollars by benefit type (bundled lines overlap)
- Health$307K
- Prescription drug$307K
- Dental$90K
- Vision$90K
- Life$79K
- Short-term disability$79K
- +2 more
Sponsor portfolio
INSTRUCTIONAL EMPOWERMENT, INC.
EIN 88-0614766higher educationLatest filing 2025
Plans
4
Retirement
1
$4.5M assets
Welfare
3
$476K premiums
Participants
149
175 CORNELL ROAD - BLAIRSVILLE, PA 15717724-459-2100instructionalempowerment.comLinkedIn51-200 employeeshigher education
Benefits portfolio analytics
3 plans / $476K premiums / 352 covered livesCarrier market share
Premium dollars by Schedule A carrier
64%top
- CIGNA HEALTH AND LIFE INSURANCE COMPANY64%
- STARMOUNT LIFE INSURANCE COMPANY19%
- UNUM LIFE INSURANCE COMPANY OF AMERICA17%
Broker market share
Schedule A broker compensation
42%top
- PAYCHEX INSURANCE AGENCY, INC.42%
- USI INSURANCE SERVICES LLC41%
- MARTIN INSURANCE GROUP17%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#002
INSTRUCTIONAL EMPOWERMENT INC 401(K) PROFIT SHARING PLAN & TRUST
401k
Assets$4.5M
Participants149
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#502
INSTRUCTIONAL EMPOWERMENT, INC. MEDICAL PLAN
Fully Insured - CIGNA HEALTH AND LIFE INSURANCE COMPANY
Premiums$307K
Covered lives148
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#503
INSTRUCTIONAL EMPOWERMENT, INC. DENTAL/VISION PLAN
Fully Insured - STARMOUNT LIFE INSURANCE COMPANY
Premiums$90K
Covered lives101
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#505
INSTRUCTIONAL EMPOWERMENT, INC. LIFE, AD&D, LTD AND STD PLAN
Fully Insured - UNUM LIFE INSURANCE COMPANY
Premiums$79K
Covered lives103
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans1
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 002 | INSTRUCTIONAL EMPOWERMENT INC 401(K) PROFIT SHARING PLAN & TRUST | 401k | $4.5M | 149 | 2024 |
Welfare plans3
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 502 | INSTRUCTIONAL EMPOWERMENT, INC. MEDICAL PLAN | Fully Insured | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $307K | 148 | 2025 | |
| 503 | INSTRUCTIONAL EMPOWERMENT, INC. DENTAL/VISION PLAN | Fully Insured | STARMOUNT LIFE INSURANCE COMPANY | $90K | 101 | 2025 | |
| 505 | INSTRUCTIONAL EMPOWERMENT, INC. LIFE, AD&D, LTD AND STD PLAN | Fully Insured | UNUM LIFE INSURANCE COMPANY | $79K | 103 | 2025 |
Retirement plans
Welfare plans